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Step 1 set Clear Financial Goals

The first step toward financial independence is establishing well-defined financial goals. Whether it’s saving for a home, retirement, or travel, clarity helps in creating a roadmap for your financial journey.

By setting specific, measurable, achievable, relevant, and time-bound (SMART) goals, you can track your progress and stay motivated. Consider writing your goals down and revisiting them regularly to adjust for any life changes.

Your goals will serve as a constant reminder of what you’re working toward, fueling your commitment to financial independence.

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